Financial Management
Capital Raising & Investment Documents
Every buyer, investor and lender asks the same two questions: what will you do with the money, and what will it return? BPS builds the model that answers them and the document that presents it — where every projected dollar traces back to a driver anyone can test.
What capital raising involves
When you set out to sell a business or raise capital, the quality of your numbers decides how the conversation goes. A forecast of typed-in figures collapses under the first round of questions. A model where every line re-derives from an occupancy, rate, volume or benchmark driver survives due diligence, because each assumption can be challenged and re-run in front of the person challenging it.
This service builds both halves. First the financial model: a fully costed profit and loss, a capital plan mapped item by item to the revenue each item unlocks, and the return, payback and breakeven figures that follow. Then the investment document itself — the memorandum that sets out the asset, the market, the growth plan, the risks and the process.
The point of mapping the spend is that it turns a funding request into an argument. Rather than asking for a sum, you show the buyer or investor exactly which revenue line each dollar produces, when it is committed, and what the business looks like at the other end.
A note on scope. BPS prepares investment memoranda, information memoranda and supporting financial documentation. These are not disclosure documents under the Corporations Act 2001 (Cth) and are not lodged with ASIC. Where a formal disclosure document or an offer to retail investors is involved, we work alongside your legal advisers, who settle the offer wording.
Who it’s for
Likely a fit if any of these sound familiar.
- You’re preparing to sell the business and need documentation that survives buyer scrutiny.
- You’re raising capital and need to show where the money goes and what it returns.
- A lender or investor has asked for figures you don’t currently produce.
- Your forecast is a spreadsheet of typed-in numbers you couldn’t defend under questioning.
- You need a capital plan that ties each item of spend to the revenue it’s meant to produce.
- You want the risks presented on your terms, before a buyer’s adviser finds them.
- You’ve been asked for an information memorandum and don’t know where to start.
How we build the case
The numbers first, then the document that carries them.
Building the numbers
- Build a driver-linked financial model where every revenue line re-derives from occupancy, rate, volume, benchmark or attach-rate — no hard-keyed figures anywhere.
- Verify the base year against your accounting records, so the forecast starts from actuals rather than ambition.
- Map the capital plan item by item, each dollar tied to the revenue line it unlocks and phased across the years it lands in.
- Model a fully costed profit and loss through to EBITDA, on the same expense taxonomy for the actual year and every forecast year.
- Produce return, payback and breakeven ratios on a clearly stated investment basis.
- Stress-test the assumptions, so the model holds when a buyer’s or lender’s adviser starts pulling at them.
Presenting the case
- Prepare the investment or information memorandum itself, written and designed for the audience receiving it.
- Set out the asset, the market opportunity and the growth strategy against sourced, referenced data.
- Present the risks openly, with a mitigation against each — a diligent buyer will find them regardless.
- Set out the valuation framework, capitalised earnings through to replacement cost, without pre-empting the number.
- Design the process: confidentiality, phased disclosure, model access, site visits and binding offers.
- Provide the underlying chart-data workbook, so every figure in the document reconciles to the model.
How it comes together
The order matters. A document written before the model exists becomes a story the numbers are later fitted to.
01
Model
Built from drivers and reconciled to your actuals. Change an assumption and the whole forecast re-states.
02
Document
The memorandum written from the model’s output — asset, market, plan, capital, risk and returns.
03
Process
Phased disclosure from confidentiality deed through to binding offers, so information is released as trust is earned.
What you get
A financial model where every number traces to a driver you can change.
A capital plan with each dollar mapped to a revenue line and phased by year.
A fully costed P&L through to EBITDA, actuals and forecast on the same basis.
Return, payback and breakeven figures on a clearly stated basis.
An investment document written for the audience it’s going to.
Risk disclosed on your terms, with a mitigation against each item.
A defensible position when an adviser starts testing your assumptions.
A structured process rather than an open-ended conversation.
Why BPS
We build the model first and the document second, so what the memorandum says is the output of the numbers rather than a narrative the numbers were fitted to afterwards. Every assumption is visible and testable, which is exactly what a serious buyer or lender will ask for. BPS is based in Perth and works with businesses across Western Australia.
Works well with
Our services are designed to connect. These are the ones most often paired with Capital Raising & Investment Documents.
Next step
Tell us what you’re raising for or preparing to sell, and we’ll show you what the model and the document would need to contain.
Book a consultation